Skip Navigation Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Meet Our Team

As your local community bank, Savings Bank is uniquely focused on the families and businesses in Lake and Mendocino Counties. We’re here for you to provide the products and services to meet all your banking needs.


Portrait photo photo of Stacy Starkey.
Stacy Starkey is shown wearing a blue suit jacket during headshot photo.

Stacy Starkey

Chief Executive Officer
(707) 462-6613 ext. 1286

Stacy began her career with Savings Bank in 1994, spending her first few years in the Investment Department before transferring to the Loan Department. Stacy grew up in Ukiah, earned a Bachelor of Science degree in Finance and attended one of the nation’s premier masters-level extension programs for senior officers in the banking industry.

Portrait photo of Denise M. Roumbanis
Dennis Roumbanis is shown wearing a black suit jacket during headshot photo.

Denise M. Roumbanis

Senior Vice President
Chief Operations Officer
(707) 462-6613 ext. 1381

Denise began her banking career in 1980, spending the first few years gaining experience in all aspects of branch operations and back office processing. Within a few years she moved in to supervision and for several years managed branch operations at offices of increasing size and complexity. Originally from Sonoma County, Denise became a frequent visitor to Mendocino County throughout the years, enjoying its natural beauty, people and general lifestyle. In 1997, Denise was hired by Savings Bank as the Operations Officer at the Ukiah Main Banking Center and relocated to Anderson Valley. Since then, she has been a Branch Administrator, Training Officer, Security Officer and the Chief Risk Officer. Her current role as COO is to oversee Banking Center Operations, Electronic Banking, Customer Support, Security, Compliance and Enterprise Risk Management. Denise is absolutely dedicated to meeting or exceeding the expectations of our customers and our communities and is very excited about the future of the Bank as we continue to enhance service delivery.

Portrait photo of Jeff Mindling.
Jef Mindling is shown wearing a black suit during headshot photo.

Jeff Mindling

Senior Vice President
Chief Credit Officer
(707) 462-6613 ext. 1242

Jeff joined Savings Bank in January 2021. He brings more than 30 years of banking experience in credit and loan operational risk, consumer, small business and commercial lending and bank safety and soundness oversight. He has also played a key role in growing safe and sound loan portfolios for several community banks. Prior to joining Savings Bank, Jeff served as Chief Credit Officer for several community banks in the Florida market as well as positions in lending, loan operations and credit underwriting. Jeff holds a Bachelor of Science degree in Finance and a Master of Business Administration.

Portrait photo of Robert Hartline
Robert Hartline is shown wearing a black suit jacket during headshot photo.

Robert Hartline

Senior Vice President
Chief Financial Officer
(707) 462-6613 ext. 1312

Robert has over twenty years of combined banking experience both working in the banking industry and providing audit and consulting work to financial institutions. Born in Mendocino County, Robert was happy to return in 2013. Robert is responsible for the finance, treasury and accounting functions at the Bank. He is a Certified Public Accountant and received his Bachelor’s Degree in Business Administration with a concentration in Accounting. Robert is involved in local organizations with focuses in economic development and historical preservation. Additionally, Robert is actively involved in Ukiah’s youth sports programs.

Portrait photo of Tina Rader
Tina Rader is shown a wearing black collar blouse during headshot photo.

Tina Rader

Senior Vice President
Human Resources & Training Director
(707) 462-6613 ext. 7203

Tina began her banking career in 1977. She came to Savings Bank with more than 15 years in bank operations. Tina joined the Savings Bank Human Resources team in 1998 and promoted to Human Resources Director in 2009. She currently serves the Bank as Human Resources & Training Director. Tina holds an Associate of Science Degree in Business Office Technology and another in Small Business Management. She is a graduate of a Human Resource Management Certificate Program and a Leadership Challenge Facilitator. Tina is dedicated to the professional development and prosperity of Savings Bank employees. She believes that collectively we are more creative, intelligent and productive than we are as individuals. Her leadership philosophy is – “Together we are better. Together we are brighter. Together we are the best of the best.”

Portrait photo of Katie Kight.
Katie Kight shown wearing a black suit jacket with blue blouse during headshot photo.

Katie Kight

Vice President
Director of Marketing & Community Outreach
(707) 462-6613 ext. 1308

Katie began her career with Savings Bank in 2004 as a Teller, then a Branch Utility and New Accounts Representative before accepting the position as Director of Marketing and Community Outreach. Katie oversees the advertising, brand awareness, public relations, customer service, sponsorship and donation requests, and coordinates a variety of volunteer opportunities for employees out in our communities. As a fifth generation Mendocino County resident, Katie takes great pride in giving back to her community in many ways and is grateful for the privilege to do so on behalf of the Bank. She brings an enormous amount of energy to projects that are hands-on and community focused. Katie is unwavering in her dedication as a community bank representative working with a wide variety of diverse organizations and participating in many local non-profit events.

Customer Support

Portrait photo of Sharla B. Reed, AAP
Sharla Reed is shown wearing a blue silk blouse during headshot photo.

Sharla B. Reed, AAP

Vice President
Electronic Banking Manager
(707) 462-6613 ext. 1282

Sharla was born and raised in Mendocino County. She received an Associate’s degree and a Bachelor of Arts degree. She began her banking career in 1993, spending the first year in Central Services covering several positions prior to moving to the Electronic Banking Department (EBD). In 1997, she received an Accredited ACH Professional Certification and after holding several positions in EBD she promoted to the Department Manager in 2013. She feels lucky to be part of the Electronic Banking Department’s growth from what was 2 employees offering 3 products, to a department of 8 employees currently offering 12 products; Debit Cards, ATMs, TeleBank, Online Banking, BillPay, Remote Deposit Capture, Merchant Bankcard Processing, Wire Transfers, ACH Origination, Mobile Banking, Mobile Deposit and MobiMoney. Her time with the Bank has been an exciting experience and she looks forward to the continued opportunity to offer products and services that are beneficial to our customers.

Portrait photo of Tammy Kuny
Tammy Kuny is shown wearing a black suit jacket during headshot photo.

Tammy Kuny

Vice President
Loan Operations Manager
(707) 462-6613 ext. 1241

Tammy first began her career with Savings Bank in 1983. She and her Loan Operations team make customer service a top priority, providing loan servicing at the Bank. They oversee loan payments and pay-offs, assist customers with billing inquiries, and more. Tammy enjoys living and working in the Ukiah area and finds providing volunteer support locally a very rewarding way to give back to the community that she has called home for more than 40 years.

Portrait photo of Jenno Olszewski
Jenno Olszewski is shown wearing a red suit jack with floral blouse during headshot photo.

Jenno Olszewski

Assistant Vice President
Customer Support Manager
(707) 462-6613 ext. 1260

After earning a Bachelor of Science degree, Jenno moved to Mendocino County and began her career with Savings Bank in early 2018. Jenno and her team in the Customer Support department offer assistance to customers and Banking Centers through a wide variety of centralized back office functions. The SBMC employees on her Call Center team enjoy providing a quality customer service experience over the phone from our Main Office in downtown Ukiah. Jenno enjoys the beautiful scenery and welcoming community of Mendocino County, and is proud to call it home.

Banking Center Operations

Portrait photo of Donna Gradek
Donna Gradek is shown wearing a black blouse during headshot photo.

Donna Gradek

Vice President
Banking Center Operations Administrator
(707) 462-6613 ext. 1222

Donna began her banking career in 1989. Her favorite aspect of banking is providing exceptional customer service. Her leadership in this area is exhibited on a daily basis by her banking center teams in all nine Savings Bank locations. She enjoys working for the local community bank that is supportive in meeting the needs of our customers. She takes pride in her involvement on local non-profit boards and in service projects that support organizations which serve youth locally and provide vital services to our community.

Portrait photo of Susan Walker
Richard Kucz is shown wearing a black suit jacket and pink blouse during headshot photo.

Susan Walker

Assistant Vice President
Banking Center Operations Assistant Administrator
(707) 462-6613 ext. 1218

Susan began her banking career with Savings Bank as a Teller in 1998. She has provided exceptional customer service throughout her career as a New Accounts Representative, Assistant Customer Service Supervisor and now as the Ukiah Main Banking Center Manager and Video Banking Center Manager. Susan enjoys working for the local community bank, where customers are the focus.

Portrait photo of Lisa Noel
Lisa Noel is shown wearing a black blouse during headshot photo.

Lisa Noel

South Ukiah & Hopland Banking Center Manager
(707) 462-6613 ext. 2224

Lisa began her banking career with Savings Bank in 2010 as a Customer Service Representative. She welcomes the opportunity to assist customers now as a Banking Center Manager. Raised in Mendocino County, Lisa appreciates working for a local community bank. She is proud to serve the Ukiah community and the greater Mendocino County area.

Portrait photo of Ericha Eagleton
Ericha Eagleton is shown wearing a teal blouse during headshot photo.

Ericha Eagleton

Assistant Vice President
Mendocino Banking Center Manager
(707) 462-6613 ext. 2801

A native of Mendocino County, Ericha grew up on the coast. She came to Savings Bank in 2002, working many positions at the Mendocino Banking Center, from Teller, Assistant Customer Service Supervisor, Operations Officer and now Branch Manager. Ericha and her team are very well respected in the town of Mendocino and recognized for their community support and exceptional customer service.

Portrait photo of Ryan Blaser
Ryan Blaser is shown wearing a white dress shirt and blue tie during headshot photo.

Ryan Blaser

Fort Bragg Banking Center Manager
(707) 462-6613 ext. 2483

Ryan moved to Mendocino County and began his career with Savings Bank in 2011. His experience in both the deposit and lending areas of the Bank brings great value to the service he provides to his customers. Ryan enjoys working for the local community bank in Fort Bragg and feels fortunate to live on the beautiful Mendocino County coast.

Portrait photo of Susie Robinson
Richard Kucz is shown wearing a navy suit jacket during headshot photo.

Susie Robinson

Assistant Vice President
Lakeport Banking Center Manager
Redwood Valley Banking Center Manager
(707) 462-6613 ext. 2778

Susie began her banking career in 1989 after attending college. Susie has called Lake County her home since 2001. Her banking knowledge partnered with her desire to help others supports the Bank’s commitment to serving the citizens of Lake County. Susie is very proud to be part of the only community bank in Lake and Mendocino Counties.