x
  • Alert: We will accept applications for the SBA Paycheck Protection Program (PPP) from anyone with a business located in Lake or Mendocino County regardless of whether or not you are an existing Savings Bank customer. New customers will be required to open a checking account with Savings Bank. For a list of requirements click on the Financial Wellness tab below and select SBA Paycheck Protection Program (PPP).
Menu Login
Skip Navigation

Local Emergency Information

SBMC/SBA Paycheck Protection Program (PPP)

Savings Bank is accepting new applications for the SBA Paycheck Protection Program. These applications are subject to funding availability and submitting an application does NOT guarantee that it will be approved or funded. The following parameters apply:



  • Your business must be located in Lake or Mendocino County.

  • Existing Savings Bank customers will continue to receive preference but you do not need to be an existing Savings Bank customer to apply.

  • If you are not an existing Savings Bank customer you will be required to open a checking account with SBMC.

  • We will only accept completed applications with all proper supporting documentation. Incomplete applications will not be reviewed until all completed applications have been processed or as time allows.

  • You must e-mail SBAPPP@savingsbank.com and request a secure link to upload your completed application and supporting documentation. Requests made to individual loan officers will be re-directed to SBAPPP@savingsbank.com .


The following documentation is required for ALL applicants:



  • A completed SBA PPP application Download here
  • 2019 Federal Tax Returns or a detailed year-end profit and loss statement.
  • 2018 Federal Tax Returns (only required if you do not have your 2019 tax return filed).
  • Form 940 (annual payroll tax filing) or Form 941 (quarterly payroll tax filings) for all of 2019. You may also submit your IRS Form W-3 for 2019.
  • Supporting documentation showing employee benefit related expenses such as health insurance premiums paid by the employer, retirement contributions made by the employer, etc., if applicable.
  • Additional documentation may be required at the Bank’s discretion.


  • For applicants who are not currently customers of Savings Bank of Mendocino County, the following documentation must also be submitted:


  • A copy of the California Driver’s License or equivalent for all individuals who own more than 20% of the business.
  • A completed signers worksheet for all individuals who own more than 20% of the business. Download here
  • For Corporations, please submit your Articles of Incorporation and Bylaws.
  • For LLCs, please submit your Articles of Organization and Operating Agreement.
  • For all entities, please submit a completed Certification of Beneficial Ownership. Download here


For a list of Frequently Asked Questions and additional information on the SBA Paycheck Protection Program requirements please visit https://home.treasury.gov/cares

We stand ready to assist our customers: COVID-19

We want to assure you that Savings Bank of Mendocino County stands ready to assist our customers during this difficult time. Our team is closely monitoring the COVID-19 developments and taking appropriate measures to provide banking services in a safe manner.


LOANS

Contact your lender to discuss the following options:

  • Business loan payment deferrals and emergency loans
  • Personal loan payment deferrals and emergency loans
  • Mortgage payment relief up to 6 months
  • Waived late payment fees for a period of time
  • SBA Loans - We are participating in SBA loan programs.

    See the SBMC/SBA Paycheck Protection Program (PPP) tab above.

    Visit https://home.treasury.gov/cares for information about the U.S. Treasury CARES Act assistance for small businesses.

ACCESS TO YOUR ACCOUNTS

We are working to maintain the maximum number of locations, hours and services available to our customers based on our staffing resources. We have social distancing practices in place and are limiting the number of people in the lobby at the same time.For the well-being of all, avoid entering the Bank if you have a cough, shortness of breath or difficulty breathing, fever, chills, muscle pain, sore throat, new loss of taste or smell or if you have potentially been exposed to COVID-19.


  • Lobby open regular hours, Mon-Thu 9:00am - 5:00pm, Fri until 6:00pm
  • Ukiah Main

  • Lobbies open with revised hours, 9:00am – 3:00pm (until further notice)
  • Willits, Laytonville, Fort Bragg, Mendocino and Lakeport

  • Lobbies closed until further notice
  • Hopland, South Ukiah, Redwood Valley

  • Drive-up Interactive Teller Machines, 8am – 5pm M-Th and 6pm Friday
  • Ukiah, Redwood Valley, Willits, Fort Bragg

  • Drive-up Window, open regular business hours
  • Lakeport, Laytonville

  • Walk-up Window, open regular business hours
  • Willits

  • ATMs – Available 24/7
  • Ukiah, Redwood Valley, Willits, Fort Bragg, Mendocino, Lakeport

  • Online Banking
  • www.savingsbank.com

  • Mobile Banking Apps for Apple® and Android® Devices
  • Connect to your accounts anytime, anywhere

  • TeleBank (877) 477-1154
  • Connect to your accounts 24/7

  • Night Depository
  • A secure way to drop off deposits day or night

  • Debit and Credit Cards
  • Use to make purchases with your card instead of using cash

  • By Phone
  • Call a Loan Accounting Representative to make a payment (707) 462-6613 EXT 1240

    Call your local banking center for any other banking needs or questions. Phone numbers are available on our website locations page.


RESOURCES

Banking Services and Wellness: COVID-19

We want you to know that we are taking proactive measures to prepare for Coronavirus (COVID-19). We are closely monitoring developments from the Centers for Disease Control and Prevention, as well as state and local authorities and are aware that COVID-19 has been declared a global pandemic by the World Health Organization.


Our top priority is the health and wellness of our customers, employees and the communities we serve while continuing to provide banking services. We want to assure you that we have taken precautionary measures to promote good health and wellness.


Our banking centers are professionally cleaned and we are enhancing our cleaning protocols for commonly touched surfaces. Our employees have been informed and urged to follow basic preventative measures and have been asked to stay home if they or a family member have a fever or have potentially been exposed to COVID-19. To help keep us all well, we ask that customers do the same.


We have social distancing practices currently in place, which means when you stop by the Bank we’ll greet you with a friendly smile instead of a handshake. We will not be traveling for business to large conferences, classes or trainings and we have put into practice alternatives to meeting in person for large group employee meetings.


We know that access to your accounts is top priority. Because of this we want to remind you that we offer the latest banking technology. These tools give you the flexibility and convenience to access your accounts without coming into the Bank. Our presence on social media allows customers and the community to connect with the Bank for up to date information from your computer or mobile device. If you haven’t already done so, now is a great time to login to Online Banking, download the mobile app and follow us on Facebook and Instagram.


  • Drive-up Interactive Teller Machines
  • Open from 8am – 5pm Monday through Thursday and until 6pm on Fridays in Ukiah, Redwood Valley, Willits and Fort Bragg.


  • ATMs
  • Available 24 hours a day, 7 days a week. 14 machines to serve you in Ukiah, Redwood Valley, Willits, Fort Bragg, Mendocino and Lakeport.


  • Online Banking, www.savingsbank.com
  • Access your accounts online to transfer money between your accounts, check balances, monitor account activity, view statements, pay bills, person to person payments and more.


  • Mobile Banking Apps for Apple® and Android® Devices
  • Connect to your accounts anytime, anywhere. Deposit checks in a snap, transfer money between your accounts, check balances, monitor account activity and pay bills.


  • Debit and Credit Cards
  • We have options for you if you prefer to use a card instead of cash.


  • TeleBank (877) 477-1154
  • Your telephone can connect you to your accounts 24 hours a day, 7 days a week.


  • By Phone
  • If you would like to speak with a Loan Accounting Representative to make a payment by phone, please call (707) 462-6613 EXT 1240.


    To speak to a bank representative for any other banking needs or questions, please call your local banking center. Phone numbers are available on our website locations page, https://www.savingsbank.com/locations.php


  • Facebook and Instagram
  • Follow us on Facebook and Instagram for the most current information about Bank operations and services as the situation progresses.


    Savings Bank is well prepared and our team is closely monitoring local conditions, the recommendations of medical experts and governmental representatives, and we are taking appropriate measures. We will provide updated information on our website and on our Facebook and Instagram pages as necessary.


    As your local community bank, we’re here for our customers, our employees and the community.


    Scott Yandell

    President and CEO

    Savings Bank of Mendocino County

Important Local Contact Information

Office of Emergency Services


Mendocino County:

(707) 467-6497

www.mendocinocounty.org/government/executive-office/office-of-emergency-services


Lake County:

(707) 262-4090

www.lakesheriff.com/About/OES.htm


Emergency Alerts for Lake and Mendocino Counties:

The best way to ensure that you receive vital emergency information is to register for both systems (Everbridge and Nixle) and register as many communication methods as possible (cell phones, landlines and email).


MendoAlert (Everbridge):

www.mendocinocounty.org/mendoalert


LakeCoAlerts (Everbridge):

https://member.everbridge.net/index/892807736729003#/signupt


Nixle:

Generally, Nixle is a secondary notification tool which sends notifications via text message to cell phones.

local.nixle.com/county/ca/mendocino & local.nixle.com/county/ca/lake


Residents can also register for all notifications affecting their zip code by texting their zip code to 888777 or can register for all Nixle alerts sent in the Mendocino County by texting MendoAlerts to 888777.

Are You Financially Prepared for a Wildfire?

Get your finances and property ready in case of a wildfire.

MAKE A HOME INVENTORY

Recovery is easier if you have an accurate home inventory. Document the contents of your home before a fire occurs. Use your smartphone to video your belongings. Keep your inventory & photos outside home or in the cloud.

Tip 1: Video or photograph each room of your home.

Remember to document drawers and closets.

Tip 2 :Describe your home's contents in your video.

Mention the price you paid, where and when you bought the item.

Tip 3: Remember to note important or expensive items.

Video your electronics, appliances, sports equipment,TVs, computers, tables.

Tip 4: Save receipts for major purchases.

Store key documents in the cloud or fireproof case. Keep home inventory offsite or in the cloud.

Tip 5: Video the garage.

Don’t forget to video or photograph what is inside your garage.

REMEMBER THE SIX "P'S"

Keep these six “P’s” ready in case immediate evacuation is required:

People and Pets

Papers, phone numbers and important documents

Prescriptions, vitamins and eyeglasses

Pictures and irreplaceable memorabilia

Personal computer hard drive and disks

Plastic (credit cards, debit cards, ATM cards) and cash

INSURANCE

A home is generally your largest asset. Protect it. Insurance is the critical back-up plan enabling you to rebuild your home after a wildfire. Federal catastrophe grants are not enough to rebuild a home. Make sure your family’s financial safety net is in place, in case disaster strikes.

Follow these tips as part of your Ready, Set, GO! wildfire preparedness plan:

Tips 1: Conduct an Annual Insurance Check Up

Call your agent or insurance company annually to discuss your policy limits and coverage. Make sure your policy reflects the correct square footage and features in your home. Consider purchasing building code upgrade coverage.

Tips 2: Know What Your Policy Covers

The details matter. Understand if you have a replacement cost policy that pays to replace all your items at current market price or an actual cash value policy that takes depreciation into account and pays less for aged items.

Tips 3: Update Your Policy to Cover Home Improvements

If you make home improvements, be sure to call your agent or company to update your coverage. Make sure your insurer knows about the changes, so the new countertops, floors or room are covered if you must rebuild.

Tips 4: Maintain Insurance

If your home is paid off, be sure to maintain homeowner insurance. Without insurance, do you have the money to rebuild your home? Check with loved ones whose homes are paid off to be sure they continue to carry homeowner insurance.

Tips 5: Get Renters Insurance

Renters can lose everything in a fire and be left to start over. Many insurers bundle renters insurance coverage with an auto insurance policy at affordable prices.

Emergency Preparedness Resources

Ready.gov

Find information on the following: active shooter, attacks in public places, cybersecurity, earthquakes, emergency alerts, extreme heat, floods, home fires, household chemical emergencies, hurricanes, landslides & debris flow, pandemic, power outages, severe weather, extreme cold, thunderstorms & lightning, volcanos and wildfires. www.ready.gov

CAL FIRE

For checklists and to learn what to do before a wildfire strikes and what to do before, during and after evacuations: www.readyforwildfire.org

Fire-Resistant Landscaping: www.readyforwildfire.org/Fire-Resistant-Landscaping/

Defensible space for your home: www.readyforwildfire.org/defensible-space

FEMA

Access FEMA’s National Preparedness Resource Library and information on: national planning frameworks, dam safety, floods, hurricanes and recovery resources. www.fema.gov