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Affected by the recent fires?

WE’RE HERE TO ASSIST YOU THROUGH THIS DIFFICULT TIME

Our hearts continue to be with those who have been affected by the recent fires. We’re here to answer your questions and work with you to determine how we can best assist you through this difficult time.

Some ways we may be able to assist you:

Homeowners

  • Waive late fees if you are unable to make your payment on time.
  • Suspend late payment reporting to Credit Bureaus.
  • Make loan modification or repayment plans available.
  • Special loan products are available.
  • Work with you as you begin to rebuild.

Deposit Account Customers

  • Waive the cost of one check order to replace checks that were destroyed.
  • Waive the Debit Card reordering fee to replace cards that were destroyed.
  • Take into consideration overdraft circumstances and refund overdraft fees.
  • Waive stop payment fees.

Safe Deposit Box Customers

  • Waive the Safe Deposit Box drilling fee if your key was destroyed in the fire.

Electronic Banking Service Customers

  • Waive incoming wire fees for those who have been affected by the fires.

As your local community bank, we are here for you.
Please give us a call or stop by any of our branch locations.

NMLS #472412

Fire Relief Donations Accepted at Savings Bank

Savings Bank is accepting tax deductible financial donations for the following organizations in response to the recent fires in Mendocino County and Lake County.

Checks made payable as listed below may be dropped off at any Savings Bank branch or mailed to:
Savings Bank of Mendocino County P.O. Box 3600 Ukiah, CA 95482

Mendocino County
Checks payable to: The Community Foundation of Mendocino County
Memo: Disaster Fund
The Community Foundation of Mendocino County logo
Lake & Mendocino Counties
Checks payable to: North Coast Opportunities
Memo: Wildfire Relief Fund
North Coast Opportunities logo

Lake County
Checks payable to: Habitat For Humanity
Memo: Fire Rebuild Fund

Habitat For Humanity logo

 

 

 

Important Local Contact Information

Office of Emergency Services

Mendocino County: (707) 467-6497

Lake County: (707) 262-4090

 

Emergency Alerts for Lake and Mendocino Counties

MendoAlert (Everbridge): www.mendocinocounty.org/mendoalert

Nixle: local.nixle.com/county/ca/mendocino & local.nixle.com/county/ca/lake

Are You Financially Prepared for a Wildfire?

Get your finances and property ready in case of a wildfire.

 

MAKE A HOME INVENTORY

Recovery is easier if you have an accurate home inventory. Document the contents of your home before a fire occurs. Use your smartphone to video your belongings. Keep your inventory & photos outside home or in the cloud.

 

Tip 1: Video or photograph each room of your home.

Remember to document drawers and closets.

 

Tip 2 :Describe your home's contents in your video.

Mention the price you paid, where and when you bought the item.

 

Tip 3: Remember to note important or expensive items.

Video your electronics, appliances, sports equipment,TVs, computers, tables.

 

Tip 4: Save receipts for major purchases.

Store key documents in the cloud or fireproof case. Keep home inventory offsite or in the cloud.

 

Tip 5: Video the garage.

Don’t forget to video or photograph what is inside your garage.

 

REMEMBER THE SIX "P'S"

Keep these six “P’s” ready in case immediate evacuation is required:

 

People and Pets

Papers, phone numbers and important documents

Prescriptions, vitamins and eyeglasses

Pictures and irreplaceable memorabilia

Personal computer hard drive and disks

Plastic (credit cards, debit cards, ATM cards) and cash

 

INSURANCE

A home is generally your largest asset. Protect it. Insurance is the critical back-up plan enabling you to rebuild your home after a wildfire. Federal catastrophe grants are not enough to rebuild a home. Make sure your family’s financial safety net is in place, in case disaster strikes.

Follow these tips as part of your Ready, Set, GO! wildfire preparedness plan:

 

Tips 1: Conduct an Annual Insurance Check Up

Call your agent or insurance company annually to discuss your policy limits and coverage. Make sure your policy reflects the correct square footage and features in your home. Consider purchasing building code upgrade coverage.

 

Tips 2: Know What Your Policy Covers

The details matter. Understand if you have a replacement cost policy that pays to replace all your items at current market price or an actual cash value policy that takes depreciation into account and pays less for aged items.

 

Tips 3: Update Your Policy to Cover Home Improvements

If you make home improvements, be sure to call your agent or company to update your coverage. Make sure your insurer knows about the changes, so the new countertops, floors or room are covered if you must rebuild.

 

Tips 4: Maintain Insurance

If your home is paid off, be sure to maintain homeowner insurance. Without insurance, do you have the money to rebuild your home? Check with loved ones whose homes are paid off to be sure they continue to carry homeowner insurance.

 

Tips 5: Get Renters Insurance

Renters can lose everything in a fire and be left to start over. Many insurers bundle renters insurance coverage with an auto insurance policy at affordable prices.

Emergency Preparedness Resources

Ready.gov

Find information on the following: active shooter, attacks in public places, cybersecurity, earthquakes, emergency alerts, extreme heat, floods, home fires, household chemical emergencies, hurricanes, landslides & debris flow, pandemic, power outages, severe weather, extreme cold, thunderstorms & lightning, volcanos and wildfires. www.ready.gov

 

CAL FIRE

For checklists and to learn what to do before a wildfire strikes and what to do before, during and after evacuations: www.readyforwildfire.org

 

Fire-Resistant Landscaping: www.readyforwildfire.org/Fire-Resistant-Landscaping/

 

Defensible space for your home: www.readyforwildfire.org/defensible-space

 

FEMA

Access FEMA’s National Preparedness Resource Library and information on: national planning frameworks, dam safety, floods, hurricanes and recovery resources. www.fema.gov