Current Rates

Rates as of 4/16/2014
Rates Subject to Change

For more information contact us

 

Savings & Checking Accounts

Savings & Checking Accounts Minimum Deposit to Open Interest Rate Annual
Percentage Yield
Regular Savings
$100
.05%
.05%
Holiday Savings
$5
.05%
.05%
Business Savings
$100
.05%
.05%
Minor Savings
$25
.05%
.05%
Insured Money Market
$2,500
   
 
*Below $2,500
.05%
.05%
*$2,500 to $9,999
.05%
.05%
*$10,000 to $24,999
.05%
.05%
*$25,000 to $49,999
.10%
.10%
*$50,000 to $99,999
.20%
.20%
*$100,000 and over
.20%
.20%
Check and Save $100    
*$2,500
.05%
.05%
  *Below $2,500
.05%
.05%
Business Interest Checking $1,000    
  *$10,000 .05% .05%
  *Below $10,000 .05% .05%
HSA Checking $100    
  *Below $2,500
.05%
.05%
  *$2,500 to 9,999
.10%
.10%
  *$10,000 to 24,999
.10%
.10%
  *$25,000 and over
.15%
.15%

*Minimum daily balance to obtain annual percentage yield.
Savings and Checking rates shown above are variable rates and may change after account opening. 

The rates and annual percentage yields may change as often as daily; fees may reduce earnings.

 back to top


Certificates of Deposit

Rates as of 4/16/2014
Rates Subject to Change, for more information contact us

Term
Interest Rate
*APY
Minimum Balance to Open and to Obtain APY**
***Penalty
32 thru 91 Days
.10%
.10%
$2,500.00
30 Days
92 thru 182 Days
.10%
.10%
30 Days
183 thru 364 Days
.15%
.15%
90 Days
12 to 24 Months
.20%
.20%
$500.00
120 Days
24 to 36 Months
.30%
.30%
120 Days
36 to 60 Months
.35%
.35%
180 Days
60 Months Maximum
.60%
.60%
180 Days
32 thru 91 Days
.15%
.15%
$10,000.00
30 Days
92 thru 182 Days
.20%
.20%
30 Days
183 thru 364 Days
.25%
.25%
90 Days
12 to 24 Months
.35%
.35%
120 Days
24 to 36 Months
.45%
.45%
120 Days
36 to 60 Months
.50%
.50%
180 Days
60 Months Maximum
.75%
.75%
`
180 Days

 *Annual Percentage Yield
**Rates are fixed for the term of CDs or IRAs. The annual percentage yield assumes interest remains on deposit until maturity, a withdrawal will reduce earnings. The daily balance is the amount of principal in the account each day. Early withdrawal penalties apply.

***PENALTY EXCEPTIONS

We will consent to a request for early withdrawal without imposing a penalty if one or more of the following conditions are met:

  1. The death of any account holder.
  2. An account holder is declared legally incompetent by a court or other administrative body of competent jurisdiction.

 back to top

Individual Retirement Accounts (IRA)
Simplified Employee Pension Accounts (SEP)

Rates as of 4/16/2014
Rates Subject to Change, for more information contact us

Savings Account
Interest Rate
*APY
Minimum Initial Deposit
Minimum Subsequent Deposits
IRA Savings Account .05% .05% $ 100.00 $50.00
Term Accounts
Interest Rate
*APY
**Minimum Initial Deposit
***Penalty
32 thru 91 Days .10% .10% $ 2,000.00 30 Days
92 thru 182 Days .10% .10% $ 2,000.00 30 Days
183 thru 364 Days .15% .15% $ 2,000.00 90 Days
12 to 24 Months .20% .20% $ 1,000.00 120 Days
24 to 36 Months .30% .30% $ 1,000.00 120 Days
36 to 60 Months .35% .35% $ 500.00 180 Days
60 Months Maximum .60% .60% $ 500.00 180 Days
Term Accounts Interest Rate *APY **Minimum Bal. Required ***Penalty
32 thru 91 Days .15% .15% $ 10,000.00 30 Days
92 thru 182 Days .20% .20% $ 10,000.00 30 Days
183 thru 364 Days .25% .25% $ 10,000.00 90 Days
12 to 24 Months .35% .35% $ 10,000.00 120 Days
24 to 36 Months .45% .45% $ 10,000.00 120 Days
36 to 60 Months .50% .50% $ 10,000.00 180 Days
60 Months Maximum .75% .75% $ 10,000.00 180 Days

*Annual Percentage Yield
**Minimum balance to open account and to obtain Annual Percentage Yield.
***PENALTY EXCEPTIONS

The IRA Savings Account shown above has a variable rate and may change after account opening.

We will consent to a request for early withdrawal from your retirement account without imposing a penalty if one or more of the following conditions are met:

  1. The death of any account holder.
  2. An account holder is declared legally incompetent by a court or other administrative body of competent jurisdiction.
  3. The account owner is 59-1/2 years of age.
  4. The account owner is disabled at the time of the request.

 

 back to top